Commercial Auto Insurance in Cedar Hill, TX
Operating a business in Cedar Hill often involves using vehicles for various purposes. Ensuring that these vehicles are appropriately insured can help provide financial protection from the effects of incidents and accidents involving company vehicles.
Texas Commercial Auto Insurance Requirements
In Texas, businesses must be able to prove they can cover third-party accident-related damages in the event of an at-fault accident. While the state does not mandate specific liability insurance, most companies fulfill this requirement by purchasing commercial auto liability insurance. 
There are two main types of commercial auto liability insurance:
- Bodily injury liability insurance is designed to help cover third-party accident-related medical expenses for which you are responsible.
- Property damage liability insurance may help cover repairing or replacing third-party property damaged in an at-fault accident, including other vehicles, buildings and infrastructure.
Physical Damage Coverage for Company Vehicles
While meeting the minimum legal requirements is essential, many Cedar Hill companies choose additional coverage to protect their assets further. Comprehensive coverage is one such option that provides financial protection against a wide range of risks, including theft, vandalism and natural disasters. This type of insurance can cover the cost of repairing or replacing your business vehicles in the event of non-collision-related incidents.
Another important aspect of commercial auto insurance is collision coverage, which can pay for repairing or replacing covered business vehicles if they are damaged in an accident, regardless of who is at fault.
Companies may also consider additional coverage options such as hired and non-owned auto insurance, which can provide liability coverage for vehicles your business rents or borrows. Your agent may recommend additional policies and endorsements to tailor your commercial auto insurance coverage to your company’s needs.
Contact Us
Contact Don Atwell and Associates LLC to learn about your commercial auto insurance options and compare quotes from top Texas insurers.